Yes—case by case. We evaluate income stability, banking behavior, existing obligations, collateral/co-applicant options, and cash flows, not just the score. Final approval and terms are determined by the lender’s credit policy.

Generally below ~650 is viewed as low. Scores aren’t the only factor—strong income/collateral can still support eligibility.

Yes. Rejections don’t automatically disqualify you. We’ll do a pre-assessment to map feasible options and structure a realistic application.

No. We follow a zero upfront fee policy. You pay only after successful deal closure.

We support case reviews, refinance/closure pathways, and revival planning (where viable), including asset-backed structures. All evaluations are RBI-aligned and documentation-driven.