Yes—case by case. We evaluate income stability, banking behavior, existing obligations, collateral/co-applicant options, and cash flows, not just the score. Final approval and terms are determined by the lender’s credit policy.

Generally below ~650 is viewed as low. Scores aren’t the only factor—strong income/collateral can still support eligibility.

Yes. Rejections don’t automatically disqualify you. We’ll do a pre-assessment to map feasible options and structure a realistic application.

No. We follow a zero upfront fee policy. You pay only after successful deal closure.

We support case reviews, refinance/closure pathways, and revival planning (where viable), including asset-backed structures. All evaluations are RBI-aligned and documentation-driven.

Possible routes include refinance, restructuring, or one-time settlement (OTS) support, depending on cash flows, collateral value, and lender policy. We’ll outline practical options after a review.

Pre-assessment → 2) Plan & documents → 3) Lender review → 4) Sanction & disbursal.
We share status updates at each step.

Rates depend on risk, security, tenure, and lender policy. Lower risk and stronger collateral typically mean better pricing.

No—no guaranteed approvals. Eligibility is determined solely by lender policy, documentation, collateral (if applicable), and credit assessment.